A Smarter Way To Fund Employee Healthcare Benefits.
Designed for lean teams.
The Layer Approach
Smarter Risk Management
Own the lost cost, predictable expenses. Pool the mid-range expenses that are predictable with scale. Insure the high-cost, volatile expenses.
Simple Plan Designs
Deliver a clear and rich benefit to employees that is simple to understand, easy to use and promotes healthier lifestyles.
Streamlined Renewals
Choose your reimbursement layer and select employer coverage arrangement. Employee contributions are automatically aligned based on selections.
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